“Using Warp feels like the first time I used Linear or Superhuman – the realization that payroll can just work. If you never want to think about payroll, healthcare, or benefits again, you should use Warp.”
Daksh Gupta, Founder, Greptile
Payroll Settings:
- Auto-Pay: Automatically run payroll on scheduled dates
- Auto-Generated 1099s: Generate and send 1099s at year-end automatically
- Payment Confirmations: Email contractors when payments are sent
Multi-State Payroll for Small Businesses. Runs Without You.
Hire across state lines without a compliance checklist. Warp automatically registers your small business with every required state agency, files quarterly returns, and processes agency payments. You never log into a government portal.
- All 50 States
- Automatic Registrations
- Next-Day Payroll
Get enterprise-quality benefits without an enterprise benefits team.
Warp is a licensed broker. We negotiate rates with 30+ carriers, handle enrollment, and reconcile premiums automatically. No minimum team size, no third-party middlemen.
- 30+ Direct Carriers
- Premium Reconciliation
- Open Enrollment Handled
| State | Last Filed | SUI Rate | Status |
|---|---|---|---|
| California | Mar 15, 2026 | 1.5% | Registered |
| New York | Mar 14, 2026 | 2.1% | Registered |
| Texas | Mar 12, 2026 | 2.7% | Registered |
| Washington | Mar 10, 2026 | 1.9% | Registered |
| Florida | Mar 10, 2026 | 2.7% | Pending |
| Colorado | Mar 8, 2026 | 1.7% | Registered |
| Illinois | Mar 7, 2026 | 3.2% | Pending |
| Pennsylvania | Mar 1, 2026 | 3.5% | Pending |
| Oregon | — | 2.4% | Pending |
Stop being the backstop for government notices.
Warp's AI agents monitor 10,000+ jurisdictions, file returns on time, and resolve tax notices before they reach your inbox. 80% of notices are handled automatically. The rest are escalated to our compliance team with full context, so you never start from scratch.
- 10,000+ Jurisdictions
- 80% Notices Auto-Resolved
- Full Audit Trail
Everything your small business needs, nothing it doesn't. Payroll, HR, benefits, compliance, and IT — unified from day one.
Frequently Asked Questions.
01. How does Warp replace multiple HR tools?
Warp combines payroll, benefits brokerage, HRIS, tax compliance, and IT management into one platform. Instead of stitching together Gusto for payroll, a separate broker for benefits, and spreadsheets for compliance, you get one system that handles everything.
02. We're hiring in new states. How does compliance work?
When you hire in a new state, Warp automatically registers you with the right tax agencies, files quarterly returns, and handles ongoing compliance.
03. Is Warp actually a licensed benefits broker?
Yes. We handle carrier negotiations, premium reconciliation, qualifying events, and open enrollment in-house.
04. How long does it take to migrate from our current provider?
Most companies are live within 1–2 weeks. Our migration team handles everything.
05. What does Warp cost?
Warp Pro starts at $35/person/month plus an $89 platform fee. Premium is $50/person/month plus $129 and includes all 50 states.
06. What if we have both W-2 employees and contractors?
Warp handles W-2 employees and 1099 contractors in one platform, including global contractors in 150+ countries.
Ready to run your business at Warp Speed?
Join 1,000+ small businesses that replaced their tool stack with Warp and got 20+ hours back every month.